Your Local Medicare Solutions Source
Get The Right Medicare Plan For You
💰 Save Money with Competitive Offers
👨🏫 Get Direct and Local Expert Advice for Free
☮️ Peace of Mind with Regular Coverage and Cost Reviews
🙌 Representing YOUR best interests, not the Insurance Company's
Let's Talk!
I'm here to answer your questions.
Cody Hebden, MBA, CLU, FLMI
We are authorized to offer Medicare Insurance plans from many well known, value added, and reputable carriers. We believe these companies offer great value and benefits for our clients in the Carolinas based on coverage, cost, and financial stability.
What People Are Saying
Robert W.
“Knowledgeable, Patient, Understanding, Recommend all to talk to Cody before making any Medicare decisions.”
Ross C.
"Cody is a detail-oriented financial consultant in the insurance industry. His deep knowledge of the financial products he represents allows him to put together the right products and services for your individual needs. He knows how to get the best results for his clients."
Christine H.
“Cody is an extremely knowledgeable, dynamic individual. He is confident and takes great pride in his work.”
Here's what to expect - In 3 Easy Steps
Step 1: We get to know one another in a free consultation call.
I'll explain the ins and outs of Medicare, like Part A and B, and how to choose between Traditional Medicare (Medigap Supplements) and Medicare Advantage. Next we'll discuss your medications, doctors, travel habits, and personal preferences, then narrow your options and explain next steps.
Step 2: In our second call, we finalize your plan choice.
Once you have your Medicare number (don't worry - you'll know exactly how to get this!), we'll choose the right Medicare Advantage or Medigap Supplement plan for you. We'll make sure your medications and doctors are covered, and that you're aware of trade-offs. Then we'll enroll you!
Step 3: I reshop your coverage every year to ensure you continue to get the best deal.
Every October, I proactively analyze your coverage, along with your doctors, medications, and lifestyle, to compare it to other plans on the market to make sure you're getting the best coverage and value. If you're not, I'll help you switch.
FAQS
What does this cost me?
There is never a cost to you. I am compensated from the insurance company directly, but only upon the sale of a product. But don’t worry; this payment isn’t coming from your premiums. In fact, premiums are regulated by individual states and would not be any less expensive if you purchased directly from the company. The difference is, I represent YOUR best interests, not the Insurance Company's.
How do you choose what plans to recommend?
I prioritize plans and options that cover all your concerns, including your doctors, prescriptions, and pharmacies. I also review the insurance company's financial stability and rating, including other financial indicators such as past rate increases, their loss ratio, and other considerations. Then I research to find the best price. Regardless of whether I get paid, I'll recommend the best plan for your situation.
How does the reshopping process work?
Every year at certain times, you're elgible to switch plans, and I take care of that process for you. By reshopping your plan every year, I can ensure that your plans continue to cover your needs and you never overpay.